How Does Maine Short-Term Health Insurance Work?
In Maine, short-term health insurance is not available. Residents must explore other options to fill coverage gaps, such as ACA Marketplace plans, Medicaid, or comprehensive health plans from private insurers. Several states, including Maine,Washington,New Hampshire, New Mexico, do not allow the sale of short-term health insurance plans.
New Federal Rule Information on Maine Short-Term Health Insurance
Recent changes in legislation have impacted short-term health insurance, but these plans remain unavailable in Maine. Starting September 1, 2024, states that allow short-term health plans will see the maximum duration reduced to three months, with an option for a one-month renewal, totaling up to four months. However, this rule does not affect Maine residents, as short-term plans are not permitted in this state.
Residents should consider ACA-compliant health insurance or other alternatives. Be sure to check your state's regulations for the most up-to-date information.
What Are the Options As Maine Short-Term Plans Are Not Available?
In Maine, short-term health insurance is not available due to legal restrictions. If you are a resident of this area and seeking health insurance alternatives, here are some options you can explore:
Alternative Short Term Health Insurance Options:
- ACA Marketplace Plans:
Consider enrolling in an ACA Marketplace Plan. You can find comprehensive coverage options even if it's outside the Open Enrollment period, as you may qualify for a Special Enrollment Period based on life events such as job loss or changes in income. - Medicaid:
Check your eligibility for Medicaid Health Insurance, which offers full health coverage based on income levels. Medicaid can be a great option for those who meet specific income criteria. - AHiX Insurance Plans:
At Ahix, we provide a variety of Maine health insurance plans to fit your needs. Our advisors will help you choose the best plan for your situation. Get in touch today!
Looking for comprehensive health insurance?
Visit AHiX Marketplace or call 800.800.5735 to explore our health coverage options. To check if you can get health insurance through your employer or a family member's job, contact the above number.
