Mississippi residents can enroll in Qualified Health Plans (QHPs) through the Federally-facilitated Marketplace at HealthCare.gov or via private exchanges like AHiX Marketplace. AHiX offers both qualified and non-qualified health insurance plans, including temporary health insurance for short-term needs. Notably, Mississippi does not enforce an individual mandate, so residents won’t face penalties for being uninsured.
Qualified Health Insurance Plans (QHPs) meet Affordable Care Act (ACA) standards, covering essential health benefits like preventive care, maternity services, prescriptions, and mental health services. They ensure equal coverage without discrimination based on age, gender, or pre-existing conditions. Eligible households may receive subsidies to lower premium costs.
Non-Qualified Health Insurance Plans offer low-cost Mississippi Health Insurance, providing affordable coverage for individuals and families. These plans exclude benefits like maternity care or pre-existing conditions, making them a budget-friendly option for temporary or specific healthcare needs.
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Finding the right Mississippi individual health insurance is essential for individuals and families seeking reliable coverage. Options include comprehensive plans or affordable alternatives through private exchanges like the AHiX Marketplace, HealthCare.gov , insurance companies, employer plans, or programs like Medicare and Medicaid. Choose the best Mississippi Health Insurance according to your needs and budget.
For ACA-qualified health insurance plans, the average monthly premiums in Mississippi (Age 40, Zip Code 38601) are:
Single adult
Married Couple
If you’re looking for low-cost health insurance, non-qualified plans are a great choice for individuals and families. With lower premiums, these plans provide essential health coverage without the extra benefits of ACA-compliant options.
Mississippi family insurance coverage offers various options for families, including qualified and non-qualified health insurance plans. Families with a spouse and dependents can purchase plans through the AHiX Marketplace or get coverage from an employer.
Here are the average costs of qualified premiums for Mississippi families (Age 40) with children under 26 years old:
A married couple with one child
A married couple with two children
A married couple with three children
For families seeking more affordable health insurance options, non-qualified health insurance plans offer lower premiums and coverage for the entire family. While Medicare provides health coverage for seniors 65 and older, it is not suitable for family needs. Residents can rely on the AHiX Marketplace to explore the Mississippi family health insurance plans for their budget and coverage needs.
Temporary health insurance is an affordable option, often costing less than half the price of a qualified health insurance plan. These non-qualified health insurance plans are designed to provide short-term coverage in Mississippi for individuals waiting for an employer-sponsored plan. In Mississippi, new federal rules effective September 2024 limit short-term health insurance plans to a maximum duration of four months, including renewals. The AHiX Marketplace offers easy online enrollment with access to multiple short-term health insurance carriers in Mississippi. These Mississippi health insurance plans are a budget-friendly solution for those in need of quick and flexible coverage during job changes or coverage gaps.
Plan Type | Monthly Premium | Deductible | Ideal For | Coverage Description |
---|---|---|---|---|
Bronze | $ (Lowest) | $$$$ (Highest) | Individuals who need minimal coverage or primarily emergency services | Bronze plans offer basic coverage with the lowest monthly premiums but come with higher out-of-pocket costs. Suitable for younger, healthier individuals who expect low healthcare usage. |
Silver | $$ | $$$ | Individuals who need a balance between premium cost and healthcare usage | Silver plans provide a balance between premium costs and out-of-pocket expenses. These plans are ideal for those who use healthcare services occasionally and want moderate coverage. |
Gold | $$$ | $$ | Individuals who expect regular healthcare needs | Gold plans have higher monthly premiums but lower out-of-pocket costs, making them suitable for people with frequent healthcare needs. |
Platinum | $$$$ (Highest) | $ (Lowest) | Individuals with extensive healthcare needs | Platinum plans offer the most comprehensive coverage with the highest premiums but the lowest Cost-sharing, perfect for individuals or families requiring extensive healthcare services. |
Consider the following statistics about healthcare coverage in Mississippi.
Total Mississippi Population
Uninsured Mississippi Residents
Mississippi HMO Enrollment
Annual Employee Premium in Mississippi
Hospital Costs in Mississippi before Insurance
Health insurance helps protect you from big medical bills and ensures you get the care you need. Each plan explains what services are covered and how costs are shared between you and the insurance company, making healthcare more affordable.
Explore Health PlansAffordable dental and vision insurance covers routine cleanings, eye exams, fillings, and prescription lenses. It ensures regular care, lowers out-of-pocket expenses, and makes essential health services affordable and accessible for everyone.
Browse Dental PlansShort-term health insurance offers temporary coverage for people between plans, like seasonal workers or new employees waiting for group benefits. These affordable plans are simple to enroll in and provide basic care until long-term options are ready.
Find Short-Term Health PlansAHiX provides qualified health insurance plans that meet ACA standards, non-qualified health insurance plans for specific needs, and short-term plans for temporary coverage. Residents can also explore employer-sponsored plans and government programs like Medicare and Medicaid.
Need help finding the Mississipp health insurance plans? AHiX Marketplace simplifies comparing qualified and non-qualified options. Contact our experts to find affordable coverage that fits your needs and budget!