Find Affordable Dental
Insurance in Michigan

The average cost of dental insurance premium in Michigan is $30.58 per month.

*This is an average price from AHiX. Your actual cost depends on your zip code, age, gender, coverage level, and other factors. Get a personalized quote to see your exact price.

Michigan dental insurance plans usually cover check-ups, cleanings, fillings, and x-rays. Some plans also cover gum treatments, root canals, dentures, bridges, and other surgeries.

You can get dental insurance in Michigan in a few ways:

• Through your employer's health plan
• By adding dental coverage to your current health insurance
• By buying a separate dental insurance plan

Before buying, compare different insurance companies and plans, and check if your dentist is in their network to save money. Get a quote and apply to buy the plan.

Michigan uses the federal health insurance marketplace, HealthCare.gov, for the sale of dental insurance. While not all plans offer pediatric or adult dental care coverage, residents can buy stand-alone dental insurance at an affordable price.

Pediatric plans through the exchange comply with the ACA's dental coverage guidelines, ensuring costs do not exceed $375 per child. Seven carriers, including Delta Dental of Michigan, BCBS of Mutual Michigan, and Humana, provide plans through the exchange.

Additionally, several insurers sell stand-alone plans directly to residents, though these are not subject to the ACA's rules.